There are two specific types of VA disability programs...
Service Connected Compensation
This program compensates veterans for their theoretical loss of earnings based on injuries or disabilities incurred as a direct result of active duty military service or from a pre-existing medical condition aggravated by active duty. Disabilities are rated between 0-100% depending on the degree to which ability to work is impacted. Any period of military service is acceptable and there are no financial eligibility requirements. VA disability programs with special monthly benefits can pay for 20-50% or more of the average cost of long-term care for eligible veterans or their surviving spouses.
Non - Service Connected Pension
This important program covers disabilities that have no relationship whatsoever to active duty military service. However, the veteran must have had qualifying active duty military service with a minimum of one day during a period of war or conflict. Pension is also based on financial need; however, in many cases all unreimbursed, regular, prospective medical expenses (including long-term care costs) are deductible from income when determining income and need. Qualified veterans must be over the age of 65 and/or unable to hold "substantially gainful employment.”
Other Important Benefits
Assistance for Surviving Spouses
Both the Service Connected Compensation and Non-Service Pension Programs have provisions for assisting the un-remarried surviving spouses of qualified veterans.
Special Monthly Benefits
Special monthly benefits for veterans or qualified spouses who are housebound or in the need of the regular Aid & Attendance of another person due to their disabilities may also qualify for awards in addition to the basic Service Connected Compensation or Non-Service Pension Programs.
Retroactive, Accrued and Burial Benefits
Under specific conditions, the VA may award a retroactive eligibility date for benefits prior to the formal start date based on when the veteran became 100% disabled. Benefits that were due and payable before the death of the veteran can be paid to the family as accrued benefits to reimburse out of pocket care and final expenses. Burial benefits may be applied to help with the costs of a qualified veteran’s funeral. The VA will also furnish an engraved headstone or plaque for eligible veterans.
For more information about our Veterans Assistance Program, or for a no obligation free care consultation, please call toll-free 1-855-520-CARE or click here.